Why You Need Dental Insurance?
Dental insurance is a type of health insurance designed to pay a portion of the costs associated with dental care. There are several different types of individual, family, or group dental insurance plans grouped into three primary categories:
- Indemnity (or sometimes called: true dental insurance) which allows you to see any dentist you want who accepts insurance.
- Preferred Provider Network dental plans.
- Dental Health Managed Organizations (DHMO) in which you are assigned to an in-network dentist or in-network dental office and must stay within that network to receive your dental benefits.