Bruce & Marcia Kern run a completely independent insurance agency specializing in Medicare, Small Group and Individual Health Insurance, Employee Benefits, Life Insurance, Supplemental Insurance and much more. We work with many insurance companies so we can offer our clients the best coverage for them. We are licensed in all states from Maine to Florida, plus Texas, Michigan, Arizona, Nevada, and California, giving us a great feel for the financial landscape. We design plans with a focus on low costs, and tax-efficiency, which we combine with personalized insurance advice aimed at helping clients make better informed decisions.

Our mission is to build lasting client relationships based on a level of trust that is earned through wise counsel, positive results, clear and candid communication, and service that exceeds expectations. Often times our advice and good counsel is engaged without payment. That underscores our commitment to serve as your advocate, focusing our attention on putting your best interests first.